Understand the Basics and Claims Impact of Your Experience Modification Factor

10:00 – 10:50 am

Grand Ballrooms 13 & 14
Convention Level

“Dive into” the factors that drive your experience modification determination. Understanding your company’s experience modification and the data used to obtain it helps you identify ways to minimize your workers’ compensation premium. Experience mod calculation is a benchmark tool that shows how your organization’s claims experience contrasts with other businesses similar in size and type. A healthy experience modification factor can help you to be more competitive. We will explore how the modification is calculated, how it could be wrong and what you can do to improve it.

Lisa Abernathy, CPCU
Senior Vice President/Contingent Staffing Consultant
USI Insurance Services
Tampa, FL

Melissa Bowman Miller
Vice President of Risk Management
Cincinnati, OH

Robert Coke
Senior Claims Consultant
USI Insurance Services
Fort Lauderdale, FL


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